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Desjardins interview questions

27 questions researched across 1 Desjardins seat in Capital Markets. Below are 12 of them.

Seats we researched

  • AnalystCapital Markets · graduate · 30 min

12 Desjardins interview questions

  1. How would you explain a complex product to a member with no finance background?

  2. Let's go a level deeper on the DCF. How do you get from EBITDA to unlevered free cash flow, and why do we leave interest out?

  3. How would you build the discount rate for a mid-cap Quebec company whose shares barely trade? Where does the beta come from?

  4. Your terminal value is eighty percent of enterprise value. Is that a problem, and how do you sanity-check it?

  5. I'll give you some numbers to work with quickly. Next year's revenue is two hundred and ten million, EBITDA margin twenty percent, D&A eight million, capex ten million, working capital goes up two million, and the tax rate is twenty-six and a half percent. What's year-one unlevered free cash flow?

  6. What do you actually know about what Desjardins Capital Markets does: which desks, which clients, and where it's strongest?

  7. If you had to bring an object that represents you, what would it be, and why?

  8. Walk me through a DCF.

  9. Walk me through the three statements.

  10. A member-owned institution has no share price. How should that change its decisions?

  11. Walk me through valuing a Quebec agri-food business.

  12. Tell me about a time you worked with a community or member organization.

What a strong answer does

The questions above fall into 3 kinds. What a strong answer does differs by kind, not by question.

Technical7 of 12 above
State the intuition first; walk through the mechanics; make assumptions explicit; test a risk or edge case; connect the answer to the role.
Behavioral4 of 12 above
Lead with the claim and context; isolate your personal action and decision; explain the trade-off; quantify the result; finish with what you learned and changed.
Case1 of 12 above
Clarify the objective; build a mutually exclusive structure; prioritize the highest-value branch; analyze with evidence; synthesize a recommendation, risks, and next step.

15 more Desjardins questions

The rest of the bank — 27 in total — is asked by the interviewer during practice, so you meet them the way you would on the day rather than reading them first.

Practise Desjardins questions

How these questions were researched

Every question carries a provenance grade. Some were reported by candidates who sat the round, some come from the firm’s own published guidance or a source that trains for it, and the rest are written to match how this firm asks. Each seat is studied on its own — the round it actually runs, the order it runs it in, and what it is listening for. A Desjardins round is not a generic behavioural screen, and practising one as the other is how people walk in unprepared.

Falas is not affiliated with or endorsed by any employer named. Simulations are independent practice based on publicly described recruiting formats.